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Changing the Name on Loans After Divorce

Share the Knowledge! A reader wonders how to change the name on a loan after a divorce. She says “My divorce was final August 2001. In 1997 my ex husband took out a loan from... Read More ...

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Free Credit Reports Mandated by FACT Act

Free credit reports are required now under the Fair and Accurate Credit Transactions Act (FACT Act). You can get your free credit reports from one of three recognized credit reporting agencies. Online,...

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Writing Bad Checks – What is the Penalty?

Writing bad checks is against the law, but it happens to the best of us, and what the legal outcome will be depends on a variety of factors. Read More ...

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Need Creditor Protection from Utility Billing

When utility billing goes wrong: this former utility customer is seeking creditor protection from a bill for thousands of dollars worth of water use which occurred during the two years after he had...

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What Happens When You Can’t Afford the Mortgage and Move Out?

What happens when you can't afford mortgage payments and have to move out of the home? Read More ...

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Can the State of Florida put a Lien on my Assets for an Unpaid Medical Bill?

I had a recent emergency with my health and had to go to the hospital and ended up staying overnight. The bill was over ,000.00 and I have no health insurance. Now I'm getting letters in the mail from...

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Are Beneficiaries Responsible for Debts left by the Deceased?

In Florida, are adult children named as beneficiaries in a will responsible for the debt left by a parent? My father died with 000 in his checking account and 4000 debt to a nursing home. He did not...

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Is Soon-to-be Spouse Liable for Debts Incurred Prior to Marriage?

I am engaged to get married to a woman who is a citizen of Poland. I am a citizen of the United States. We presently live in Poland and are planning to get married in New Orleans, LA. My question is:...

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